thE Author inDiCAtED thAt somE FAmiliEs
A．know ClEArly ABout thE nEgAtivE EFFECts oF ovErspEnDing
B．spEnD morE monEy on FooD thAn thEy woulD likE to
C．Buy A housE without knowing its truE vAluE
D．hAvE no prEpArAtion For FinAnCiAl EmErgEnCiEs