whAt Do wE inFEr From thE ConvErsAtion
A．joE will nEvEr gEt usED to using ChECks.
B．joE will pAy his tElEphonE Bill By monEy orDEr.
C．joE will not hAvE A lot oF CAsh on himsElF.
D．joE will opEn A DEposit ACCount.