thE mAin iDEA oF thE pAssAgE is thAt_________.
A．DEspitE mAny BAnk FAilurEs, thE nAturE oF BAnking hAs not rEAlly ChAngED so muCh
B．thE CurrEnt BAnking lAw must BE usEFul to toDAy's BAnks
C．CEntEr BAnks CurrEntly hAvE too muCh powEr As CompArED with thE rEgionAl BAnks
D．BAnks hAvE BEEn ForCED to tAkE nEEDlEss AnD DAngErous risks DuE to thE rEstriCtions