{{B}} quEstions 19 to 21 ArE BAsED on thE ConvErsAtion you hAvE just hEArD、{{/B}}

A．thEy oFtEn tAkE risks.
B．thEy’rE too ConsErvAtivE.
C．thEy hAvE no sEnsE oF sECurity.
D．thEy hAvE no sElF-DisCiplinE.