| 托业考试易错题（2019/3/28） |
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| 第2题：I met him several times only learn he was a bad guy. |
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| 第3题：Questions 157-159 refer to the following commentary. FACE-OFF KEEP IT IN THE、BANK Treasury officials want to increase the amount of capital that banks are required to hold in reserve. Sounds like a good idea, but will it squeeze lending and actually slow the economic recovery . Here follow the perspectives of two experts: RICHARD、BOVE, (a famous bank analyst at Rochdale Securities): Yes.Capital reserves are higher than they’ve been since 1936. That wasn’t the problem last year; it was that banks had to write down assets at distressed prices. The government is sending contradictory signals here, telling banks to increase lending and increase capital at the same time. You can’t do both, so of course lending is going to tighten if you mandate higher capital reserves. DOUGELLIOTT, (a fellow at theBrook lings Institution):No. My research shows that if the minimum equity capital requirements were raised by 4 percent, the prices of a loan might go up only 0.2 percent. That’s negligible compared with the stability benefits of better-capitalized banks. The cost of capital is usually only a fifth of the total cost of a loan, and banks have several levers to pull besides loan price to deal with the need for more capital. OUR VERDICT: The smart way to do this is to link the amount of capital banks have to hold in reserve to the amount of risk they take. The riskier they are, the more capital they neeD、Changes likely won’t take place until 2011, so banks will have plenty time to prepare. What conclusion can be drawn from the passage A、RichardBove andDougElliott must be opponents in their real life. B、The treasury officials had made a big mistake to lift up the amount of capital banks are required to hold in reserve. C、Banks will raise the loan price by 4% if they are required to raise the amount of capital reserves. D、The economy recession is likely to last for several years in the country. |
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第4题： The photographer timed his visit to Indonesia to ______ with the harvest festival that takes place each year throughout the country.
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| 第5题：It has recently been brought to the attention of management that employees are abusing the privilege of access to our on-site cafeteri A、Many workers have been reported spending inordinate amounts of time eating snacks and socializing in the cafe when they should be upstairs being productive. Faced with these circumstances, company executives have no choice but to institute oversight of how much time employees spend away from their desks. As of tomorrow, everyone will be required to swipe their security badges outside the entrance to the cafeteria whenever they enter and exit the facility.Any time spent in the cafeteria in excess of that provided for by the company’s employment contract (a 15-minute morning break, hour-long lunch, and 15-minute afternoon break) will be docked from employees’ pay. What does the announcement introduce A、 A、punitive policy B． A、security system C． A、cafeteria renovation D． A、companywide pay cut |
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