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{{B}}Passage2{{/B}}WiththeUSeconomyslowi
With the US economy slowing down, layoffs are everywhere. No industry is spareD、If you end up having to start over, in addition to starting your job search, there are several things you should take care of to make your transition a smooth one. First and foremost, clear up any misunderstanding about how and why you left your last job with your ex-boss. Whether you left voluntarily, were fired or were laid off due to budget cutbacks, make sure you both have the same explanation.Agree on job titles accordingly.Also ask for a reference if you think your ex-boss will offer one and you trust that he or she will speak honestly about your performance. You should have a source of emergency cash that you can use in the interim.Don’t panic and liquidate your stocks and bonds just yet, be optimistic in your prospects while also be more frugal than usual. You should save money on not having to dry clean work clothes so often and eating less take-out lunches. Save money by not eating out at restaurants and watch videos rather than going to the movies every weekenD、Make a note of your job hunting expenses, such as career counselors’ consulting fees and resume printing costs, and save the receipts.By next year’s tax-filing time, you could get deductions on your job-search expense (unless you left a job willingly or was a college graduate looking for your first job). Most companies terminate your medical insurance coverage as soon as you stop working for them.But it doesn’t mean you have to forgo medical coverage altogether. There is something calledConsolidated OmnibusBudget ReconciliationActCOBRA、in the United States that legally protects an ex-employee’s right to stay in the company’s health care plan. However, the company will stop paying your premiums, and you will have to pay out of your pocket the expenses. This is still a good option compared to no health insurance at all. Another important thing to take care of when you change jobs is your 401(k) account.A、401(k) is the retirement fund that most companies offer. It’s named after section 401(k) in the Internal Revenue Service’s policy documents. You put aside a percentage of your paycheck each pay period, and the money accumulated will be managed by the 401(k) fund manager your employer has hired and is invested in the stock market. You cannot withdraw money from this account until you reach this age, or you will incur penalties. When you leave a job, the money can sometimes be kept with your ex-employer for a while. It’s always a good idea to compare your new employer’s 401(k) plan with your old one.Every company offers different types of investment options, from overseas stocks to high-tech stocks and everything in between. If you do want to transfer the account to your new employer, you need to go to the human resources department and ask for forms that help you make the transition. Don’t forget to ask for job leads from your ex-coworkers.Even if you are leaving for a job in another industry, you never know what people they happen to know that can help with your job search. Keep in touch with the friends you have made at your old joB、Remember to anchor yourself to people, not institutions, and you will find that any transition is made easier. |
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{{B}}Passage3{{/B}}Theriseof"temp"workha
The rise of "temp" work has further magnified the decreasing rights and alienation of the worker. It is common corporate Practice to phase out full-time employees and hire temporary workers to take on more workload in less time. When facing a pressing deadline, a corporation may pay $15~$20 per hour for a temp worker, but the temp worker will only see $ 7 or $ 8 of that money. The rest goes to temp agency, which is usually a corporate chain, such as Kelly Services, that blatantly makes its profits off other people’s labor. This increases profits of the corporations because they can increase a workload, get rid of the employee when they’re finished, and not worry about paying benefits or unemployment for that employee. I have had to work with temps a few times in my current position, and the workers only want one thing--a full-time job with benefits. We really wanted to hire one temp I was working with, but we could not offer her a full-time job because it would have been a breach in our contract with the temp agency that employed her. To hire a temp full-time, we would have had to pay the agency over a thousand dollars. Through this practice and policy, the temp agency locks its temporary workers into a horrible new form of servitude from which the workers cannot break free. Furthermore, corporate powers push workers to take on bigger workloads, work longer hours, and accept less benefits by instilling a paranoia in their workforce. The capitalist bosses assume dishonesty, disloyalty, and laziness amongst workers, and they breed a sense of guilt and fear through their assumptions. Where guilt doesn’t seep in, bitterness, anger, and depression take over, the highest priorities ofBigBusiness are to increase profits and limit liabilities. Personal relations and human needs are last on their list of priorities. So what we see is a huge mass of people who are alienated, distempered, over- worked, mentally and physically iii and who spend the vast majority of their time and energy on their basic survival. They are denied a chance to really "love", because they are forced to make profits for the capitalists in power. |