在职攻硕英语考试

解析:States are considering major change

来源:网考网在职攻硕英语 所有评论

【单选题】States are considering major changes in prepaid college tuition programs—raising prices, restricting participation or canceling them—as they grapple with financial woes. Nationwide, families will likely have to pay more to participate, or accept that they might not cover tuition when children go to college.
Colorado has closed its prepaid plan to new investors and told existing ones that it may not cover future tuition increases. Wisconsin stopped selling its planDeC、20. Maryland and Illinois are among states hiking prices by 20% or more.
Prepaid plans let parents lock in tuition by paying for it now, protecting them against rising costs.But the bear market has hurt investment returns, leaving the plans unable to keep up with big increases in tuition. So far,Colorado is the only state that has told participants their investments may not cover tuition, and no plan has missed a payment.
Other states have said they will fulfill obligations, even if it requires a legislative bailout. Still, the financial problems have forced thousands to grapple with uncertainty—something prepaid plans were designed to avoi
D、More than 1 million families have an estimated $ 8 billion invested in the plans, says (SavingforCollege. com) .
Some states, includingColorado, may replace the prepaid plan with a guaranteed investment contract, aCD-like investment that’s backed by an insurance company. Investors get a minimum rate of return, but no guarantee that it will cover tuition.
Wisconsin’sEdVest program is encouraging investment in a stable value fund, which is similar to a guaranteed investment contract, in its investment plan. Wisconsin’s prepaid plan never guaranteed to cover tuition inflation. It also never got a lot of investors, possibly because it lacked that guarantee.
In Florida, a task force is considering limiting the state’s prepaid program to low-income families. Ohio officials are also looking at limiting participation, but it’s a measure they hope to avoi
D、 "Program administrators are looking for alternatives," saysAndrea Feirstein, a state-plan consultant.
Maryland recently boosted its prices by up to 30% ; Illinois by up to 23%. The increases have made some prepaid plans uneconomical for parents of older children. In Ohio, the price of one year’s tuition for a child over 12 months old is $8,000, more than 40% above current tuition at Ohio State. So it may not be a good deal for children starting college in three or four years because tuition may not jump that much that fast.
The word "investors" (in boldface in Paragraph 2) most exactly refers to those who ______.
A、serve as the main source of finance to the state
B、invest money in developing local colleges
C、sponsor colleges and their educational programs

D、join the plan and pay the tuition is advance
网考网参考答案:D
网考网解析:

[解析] 根据文中第二段的内容“Colorado has closed its prepaid plan to new investors”可知,科罗拉多州已经向新的投资者关闭预付大学学费项目,所以investors指D项“参加预付费项目并且预付学费的人”。 document.getElementById("warp").style.display="none"; document.getElementById("content").style.display="block"; 查看试题解析出处>>

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